Introduction to Jacoby Transfers

· By Mine Usluel Beginner

Jacoby Transfers are one of the most useful conventions in bridge. After partner opens 1NT, this convention allows you to show a 5-card major suit while letting the strong hand become declarer.

Why Use Transfers?

When partner opens 1NT (typically showing 15-17 HCP), you might have a hand with a 5-card major. Without transfers, you’d have to bid your suit directly, making you the declarer. With transfers:

  1. The strong hand becomes declarer (protecting the high cards)
  2. The opening lead comes up to the strong hand

How Transfers Work

After a 1NT opening:

  • 2♦ = Transfer to hearts (shows 5+ hearts)
  • 2♥ = Transfer to spades (shows 5+ spades)

Partner must accept the transfer by bidding the next suit up.

Example Hand

Let’s look at this situation:

North opens 1NT. What should South bid with this hand?

West North East South
1 NT Pass 2 ♥
Pass 2 ♠ Pass Pass
Pass

South bids 2♥ (a transfer to spades). North dutifully bids 2♠, and South passes with this minimum hand.

When to Transfer

Transfer whenever you have:

  • 5+ cards in a major suit
  • Any strength hand (weak, invitational, game-forcing, slam interest)

The transfer itself doesn’t show any particular strength—you’ll clarify later based on your point count.

With a Weak Hand (0-7 HCP)

Transfer and pass. Example: J8754 Q3 J76 954

With an Invitational Hand (8-9 HCP)

Transfer, then bid 2NT (with 5-card suit) or raise to 3 of your major (with 6+ cards).

With a Game-Forcing Hand (10+ HCP)

Transfer, then bid game 3NT (with 5-card suit) or game in your major (with 6+ cards).

Key Points to Remember

  • 2♦ shows hearts, 2♥ shows spades
  • Partner must accept the transfer
  • The transfer doesn’t show any specific point count
  • Always transfer before making any other bid with a 5-card major

Test your knowledge in the Jacoby Transfers Quiz!